Affiliate Disclosure — ssdhar.com
Website: ssdhar.com | Owner: S. S. Dhar | Effective Date: [17 May 2026] | Last Updated: [17 May 2026]
Short Version: Some links on ssdhar.com are affiliate links. If you click one and make a purchase, we may earn a small commission — at absolutely no extra cost to you. We only link to products and resources we genuinely believe are useful. This disclosure is required by law and is provided in the spirit of full transparency with our readers.
Table of Contents
- What Is Affiliate Marketing?
- Our Affiliate Relationships
- Amazon Associates Program
- Other Affiliate Programs
- How to Identify Affiliate Links on ssdhar.com
- Our Promise to You — Editorial Integrity
- No Extra Cost to You
- How Commissions Work
- Difference Between Affiliate Links & Sponsored Content
- Legal Compliance by Jurisdiction
- Your Choices & How to Opt Out
- Changes to This Disclosure
- Contact Us
1. What Is Affiliate Marketing?
Affiliate marketing is a performance-based arrangement in which a website owner — in this case, S. S. Dhar of ssdhar.com — promotes products or services offered by third-party companies. When a visitor clicks a specially tracked affiliate link on ssdhar.com and subsequently makes a qualifying purchase on the third-party platform, the website owner receives a small commission from the seller.
The commission is paid entirely by the seller — not by you as the buyer. You pay exactly the same price you would pay if you went directly to the seller’s website without clicking our link. In many cases, affiliate partnerships can even work in your favour, as sellers sometimes offer exclusive discounts through their affiliate partners.
Affiliate marketing is a legitimate, widely used, and legal form of monetisation for content websites. It allows publishers like ssdhar.com to generate revenue that supports the creation of free content — articles, guides, and resources — that readers access at no cost.
2. Our Affiliate Relationships
ssdhar.com currently participates in, or may in the future participate in, affiliate programmes with the companies and platforms listed below. This list will be updated as new affiliate relationships are established.
| Company / Platform | What We Promote | Commission Type |
|---|---|---|
| Amazon Associates (amazon.com, amazon.co.uk, amazon.ca, amazon.com.au, amazon.in) | Books by S. S. Dhar, recommended reading lists, health products, finance books, and other relevant products listed on Amazon | Percentage of qualifying sale (varies by product category — typically 1% to 10%) |
| Gumroad (if referral programme applies) | Digital products sold through Gumroad by S. S. Dhar and potentially other creators | Platform referral commission where applicable |
| AI Tool Platforms (e.g. ChatGPT Plus, Claude Pro, Jasper, Copy.ai, or similar) | AI tools reviewed or recommended in our AI Tools & Digital Opportunity category | Flat fee or subscription percentage per referred sign-up (varies by platform) |
| Health & Wellness Products (supplements, books, tools — via Amazon or dedicated programmes) | Products relevant to our Health & Wellness category where we are enrolled in the seller’s affiliate programme | Percentage of qualifying sale (varies by programme) |
| Finance & Business Tools (budgeting apps, business software, courses — via dedicated programmes) | Tools and resources relevant to our Personal Finance & Wealth Mindset category | Flat fee or percentage per qualifying action (varies by programme) |
| Other programmes (added as relationships are established) | Any additional affiliate programme entered into will be added to this table promptly | Terms disclosed per programme |
Note: The presence of a company in this table does not mean every link to that company on ssdhar.com is an affiliate link. Some links are non-affiliate reference links included purely for the reader’s convenience and information, with no commission earned by S. S. Dhar.
3. Amazon Associates Program
ssdhar.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising programme designed to provide a means for website owners to earn advertising fees by advertising and linking to Amazon.
As an Amazon Associate, S. S. Dhar earns from qualifying purchases made through Amazon affiliate links on this Website. This includes purchases made on the following Amazon marketplaces:
- Amazon.com (United States) — Amazon Services LLC Associates Program
- Amazon.co.uk (United Kingdom) — Amazon EU Associates Programme
- Amazon.ca (Canada) — Amazon.ca Associates Program
- Amazon.com.au (Australia) — Amazon Associates Program
- Amazon.in (India) — Amazon Associates Program India
Amazon affiliate links on ssdhar.com are used in the following contexts:
- Links to S. S. Dhar’s own books on Amazon — these are affiliate links and a commission is earned on qualifying purchases
- Links to third-party books recommended in articles, reviews, or reading lists
- Links to health products, tools, or other relevant items mentioned in content
Cookie window: Amazon’s affiliate cookie is active for 24 hours from the time you click an affiliate link. If you add an item to your Amazon cart within 24 hours of clicking our link but complete the purchase later, we may still receive a commission if the item remains in your cart. Items added to your cart during the 24-hour cookie window may earn us a commission for up to 90 days — this is determined by Amazon’s programme terms, not by us.
Qualifying purchases: Not every purchase made after clicking an Amazon link earns a commission. The item must be a qualifying product under Amazon’s Associates programme terms. Some product categories carry lower commission rates or are excluded entirely. Our commission does not affect the price you pay.
4. Other Affiliate Programs
Beyond Amazon, ssdhar.com may promote products and services through other affiliate programmes across the following content categories:
AI Tools & Technology
When we review, recommend, or discuss AI tools — including but not limited to writing assistants, productivity tools, image generators, and business automation platforms — some of these may be linked through affiliate or referral programmes offered by the tool’s provider. Where this is the case, the relevant article or mention will carry an in-content affiliate disclosure notice.
Books & Publishing Resources
Beyond Amazon, we may promote publishing tools, editing software, cover design services, formatting tools, or writing courses relevant to our audience of readers and aspiring authors. Where these include affiliate links, they will be disclosed at the point of use.
Health Products & Wellness Resources
Health-related product recommendations — including supplements, wellness tools, or fitness resources — may include affiliate links where we are enrolled in the provider’s programme. All such links are subject to the same editorial standards described in Section 6.
Finance & Business Tools
Recommendations for budgeting apps, financial tracking tools, business software, or other resources in our Personal Finance category may include affiliate links where relevant programmes exist.
Digital Product Platforms
We may recommend platforms such as Gumroad, Payhip, Teachable, or similar services for readers interested in creating and selling their own digital products. Where referral or affiliate programmes exist for these platforms, links may be affiliate links.
5. How to Identify Affiliate Links on ssdhar.com
We are committed to making affiliate links easy to identify. On ssdhar.com, affiliate links are disclosed in the following ways:
5.1 In-Article Disclosure Notice
Any blog post, article, or page that contains one or more affiliate links will display a disclosure notice near the top of the content, before the first affiliate link appears. This notice will read similarly to:
“This article contains affiliate links. If you click a link and make a purchase, ssdhar.com may earn a small commission at no extra cost to you. Read our full Affiliate Disclosure.”
5.2 Link Labels
Where technically practical, affiliate links may be marked with a label such as “[Affiliate Link]” or similar notation adjacent to or within the link text. However, given that the in-article disclosure notice appears prominently at the top of all relevant content, individual link labelling may not always be applied to every affiliate link within a post.
5.3 Buy Buttons for S. S. Dhar’s Own Books
All “Buy on Amazon” buttons and links on ssdhar.com that direct you to S. S. Dhar’s own books are Amazon Associates affiliate links. Because these are our own published works being promoted on our own Website, this disclosure serves as the standing notice for all such links across the entire Website.
5.4 Recommended Resources & Tools Pages
Any dedicated “Resources,” “Recommended Books,” “Recommended Tools,” or similar page on ssdhar.com should be assumed to contain affiliate links unless explicitly stated otherwise. A disclosure notice will appear prominently at the top of any such page.
6. Our Promise to You — Editorial Integrity
Our editorial integrity is non-negotiable. The following commitments govern every affiliate relationship and recommendation on ssdhar.com:
- Honest recommendations only: We will only ever recommend products, tools, books, or services that S. S. Dhar has personally used, read, or researched sufficiently to believe they offer genuine value to our readers. We do not recommend products purely because they offer high commission rates.
- Commission does not influence opinion: The existence of an affiliate relationship with a company does not positively or negatively influence the content of any review, article, or recommendation about that company’s products. If a product has weaknesses or drawbacks, we will say so honestly.
- No affiliate links for products we do not stand behind: If we cannot in good conscience recommend a product to a friend or family member, we will not link to it with an affiliate link regardless of the commission offered.
- Negative reviews remain honest: If a product we have previously recommended deteriorates in quality or value, we will update our content to reflect this, even if it means removing an affiliate link and the associated income.
- Transparency is always preferred over commission: Where a non-affiliate alternative is demonstrably better for our readers than an affiliate-linked product, we will recommend and link to the better option regardless of the financial implications for us.
- No undisclosed affiliate relationships: We will never conceal an affiliate relationship. Every affiliate arrangement we enter into will be reflected in this disclosure and indicated at the point of use in content.
7. No Extra Cost to You
This point is important enough to state clearly and separately.
Clicking an affiliate link on ssdhar.com costs you nothing extra — ever.
The commission we earn from affiliate sales is paid by the seller from their own margin. It is not added to your purchase price, it is not a surcharge, and it does not affect the product or service you receive in any way. The price you see on Amazon or any other platform is the same price regardless of whether you arrived there through our link or directly.
In fact, using our affiliate links is a simple way to support the free content on ssdhar.com at zero cost to yourself. Every qualifying commission we earn helps fund the time and resources required to research and write the articles, guides, and reviews published on this Website.
8. How Commissions Work
Understanding how affiliate commissions work helps you make informed decisions about the links you click. Here is how it works in plain terms:
- When you click an affiliate link on ssdhar.com, a small tracking file (cookie) is placed on your device by the affiliate network or retailer — not by ssdhar.com directly
- This cookie records that you arrived at the retailer’s website through ssdhar.com
- If you make a qualifying purchase within the cookie’s active period, the retailer’s system automatically credits a commission to our affiliate account
- The commission is typically paid to us on a monthly basis by the affiliate network or retailer after a verification and clearance period
- Commissions are reversed if a purchase is returned or refunded — we do not retain commission on refunded orders
- We have no ability to see who specifically made a purchase — we receive only aggregate sales and commission data from the affiliate platform
Commission rates vary significantly by affiliate programme and product category. Amazon Associates commission rates in the USA, for example, range from approximately 1% to 10% depending on the product category. Other affiliate programmes may offer flat fees per sale or sign-up, recurring commissions on subscription products, or other structures.
9. Difference Between Affiliate Links & Sponsored Content
These two types of commercial content are often confused. On ssdhar.com they are distinct and disclosed separately:
| Feature | Affiliate Links | Sponsored Content |
|---|---|---|
| How it works | S. S. Dhar chooses what to recommend; commission is earned only if you buy | A brand pays S. S. Dhar upfront to feature their product or service in content |
| Who initiates it | S. S. Dhar selects products independently | Brand approaches S. S. Dhar or vice versa with a paid arrangement |
| Payment to S. S. Dhar | Only if a qualifying purchase is made through the link | Flat fee paid regardless of reader purchases or clicks |
| Disclosure label | In-content affiliate disclosure notice at top of post | Clearly labelled “Sponsored,” “Advertisement,” or “Paid Partnership” on the content itself |
| Editorial control | Full editorial control retained by S. S. Dhar | Content agreed with brand but subject to S. S. Dhar’s editorial standards |
| Regulated by | FTC Endorsement Guidelines, ASA CAP Code, ACCC guidelines, CRTC rules | Same regulatory bodies — with stricter advertising labelling requirements |
Both forms of commercial content are disclosed honestly and separately on ssdhar.com. You will never encounter content that is commercially influenced without a clear disclosure telling you so.
10. Legal Compliance by Jurisdiction
This Affiliate Disclosure is designed to comply with affiliate and endorsement disclosure requirements in all jurisdictions where our primary readership is located. Below is a summary of the key regulatory requirements we comply with:
🇺🇸 United States — FTC Endorsement Guidelines
The Federal Trade Commission (FTC) requires that material connections between endorsers and advertisers — including affiliate commissions — be clearly and conspicuously disclosed. Our in-page disclosure notices and this standalone Affiliate Disclosure page satisfy the FTC’s “clear and conspicuous” standard. The FTC updated its Endorsement Guides in 2023 to further emphasise the need for disclosure that is hard to miss and easy to understand — our approach is designed to meet this updated standard.
Reference: FTC Guides Concerning the Use of Endorsements and Testimonials in Advertising, 16 C.F.R. Part 255
🇬🇧 United Kingdom — ASA & CAP Code
The Advertising Standards Authority (ASA) and the Committee of Advertising Practice (CAP) Code require that marketing communications — including affiliate content — are clearly identifiable as such. Our disclosures satisfy the requirement that affiliate content must be labelled before the reader engages with it, not buried at the end of an article or hidden in a footnote.
Reference: CAP Code Rule 2.1 — Marketing communications must be obviously identifiable as such.
🇨🇦 Canada — Competition Act & CRTC
The Canadian Competition Act requires that material connections in promotional content be disclosed clearly. Our disclosures comply with the Competition Bureau of Canada’s guidance on influencer marketing and affiliate disclosure, which requires that disclosures be prominent, in plain language, and placed where they are easily seen before the reader acts on the recommendation.
🇦🇺 Australia — ACCC Guidelines
The Australian Competition and Consumer Commission (ACCC) requires that affiliate and sponsored relationships in online content be disclosed clearly and honestly under the Australian Consumer Law, which prohibits misleading or deceptive conduct. Our disclosure practices are consistent with the ACCC’s guidance on influencer marketing and paid content disclosure.
🇮🇳 India — ASCI Guidelines & Consumer Protection Act
The Advertising Standards Council of India (ASCI) guidelines on influencer advertising require disclosure of material connections in promotional content. The Consumer Protection Act 2019 also prohibits misleading advertisements. Our disclosures comply with ASCI’s requirement that disclosure labels be prominent, in the language of the content, and clearly visible before readers act on recommendations.
Reference: ASCI Guidelines for Influencer Advertising in Digital Media (2021)
11. Your Choices & How to Opt Out
You are never obligated to use affiliate links when visiting ssdhar.com. You are always free to:
- Search for any recommended product directly on Amazon or the relevant retailer’s website without clicking our link — you will find the same product at the same price
- Clear your browser cookies at any time to remove any affiliate tracking cookies that may have been placed on your device from clicking our links
- Use a browser extension that blocks affiliate tracking if you prefer not to contribute to affiliate commissions when making purchases
- Contact us at [your email] if you have any concerns about affiliate tracking and we will clarify how any specific link works
We want to be clear: choosing not to use our affiliate links in no way affects your access to the content on ssdhar.com. All articles, guides, and resources remain completely free to read regardless of whether you ever click an affiliate link.
12. Changes to This Disclosure
As ssdhar.com grows and enters into new affiliate relationships, this Affiliate Disclosure will be updated to reflect those changes. Specifically:
- New affiliate programmes will be added to the table in Section 2 promptly upon joining
- Affiliate programmes that are ended or expired will be removed or noted accordingly
- The “Last Updated” date at the top of this page will be revised with each update
- Significant changes to our approach to affiliate marketing will be communicated via a notice on the Website
We recommend bookmarking this page and reviewing it periodically if you wish to stay informed of our current affiliate relationships.
13. Contact Us
If you have any questions about our affiliate relationships, want to know whether a specific link on ssdhar.com is an affiliate link, or wish to raise any concern about how we handle affiliate disclosure, please contact us:
S. S. Dhar — Affiliate Disclosure Enquiries
Website:ssdhar.com
Contact Page:ssdhar.com/contact
Email: [contact@ssdhar.com]
We aim to respond to all enquiries within 3 to 5 business days.
This Affiliate Disclosure is part of ssdhar.com’s complete legal framework. For related information, please also read our:
- Privacy & Cookie Policy — how affiliate tracking cookies work and your data rights
- Terms, Payments & Refund Policy — terms governing all purchases made through links on this Website
- Disclaimer — limitations on all content and recommendations published on ssdhar.com
This Affiliate Disclosure was last updated on [17 May 2026].
© 2026 ssdhar.com — S S Dhar. All rights reserved.